Posts in Category: Financial Advisor

Financial Planners: Keep A Closer Eye on Social Security or Else

Retirees are missing out on a big chunk of their retirement planning process – maximizing Social Security. In this Wall Street Journal interview, David Giertz describes the results of a survey by the Nationwide Retirement Institute of retired consumers and those ten years away from retiring.

For the majority of retirees, Social Security is 40% of their retirement income on giertzmusic.wordpress.com/. Any change can have a substantial impact to the benefit or detriment of the consumer. For example, retiring too early can cost a retiree $1000 per month in lost Social Security benefits. That comes to $12,000 in one year or $300,000 over 25 years.

However, few financial planners are advising their clients how best to get the most out of Social Security before and after retirement. Mr. David Giertz states that this is due to the complexity of Social Security regulations which has some 2,700 rules. Planners need to make certain that their client’s retirement portfolio on Facebook includes adequate Social Security planning. Survey respondents indicated that 3 out 4 of them will seek another financial planner should they believe Social Security planning is poor.

David Giertz assumed the position of Senior Vice President of Sales and Distribution at Nationwide Financial in 2013. Prior to that, he was Vice President of Sales. Mr. Giertz has been with Nationwide Financial since 1999.

Mr. David Giertz is a financial advisor with over 31 years of experience. Previously, Mr. Giertz held positions at Citicorp, Financial Horizons Securities, Mony Securities and ISFA. He is based in Dublin, Ohio.

Read more about David Giertz:
http://financial-advisors.credio.com/l/314999/David-Giertz
https://twitter.com/davidgiertz

About Trust, Estate and Tax Law; How Cone Marshall is transforming New Zealand’s Legal Landscape

Cone Marshall is one of the few international law firms that are transforming the legal landscape of the country. Its two Principals are Karen Marshall and Geoffrey Cone. The firm’s head office is in Auckland, Level 3 of the Panel house. The legal firm deals with tax and trust laws.

Karen Marshall

Before she joined the firm in 2005, she was working at another company in London where she worked with the commercial litigation division. After joining Cone Marshall in 2005, she was promoted to the position of Principal in 2006. Her role is that of advisor to statutory trustee companies. She has a lot of experience when it comes to the general management of trusts.

Geoffrey Marshall has over three decades of experience in the provision of International tax planning, trustee and trust management services. Their company works with international families together with their advisors. They establish trusts in New Zealand, create partnerships and also companies. They also provide global wealth and planning advice.

Cone has been defined by the law Firm & Experts Directory as a lawyer with much of their expertise honed in taxation.

There is a myth that has been going on about New Zealand being a tax haven. This is a claim that was backed by another claim that the country has a very elaborate system of private banking options for people running from taxation in their home countries. However, according to Mr. Cone, this is the farthest thing from the truth. The reality in the issue is that New Zealand is one of the most transparent economies when it comes to the establishment of foreign trusts.

The fact that New Zealand is a charter member and subscribes to all the principles of the OECD debunks this myth. There is also the reality that the country has been white listed as one of the places with the most transparent in laws affecting the exchange of information between governments. The reality is that New Zealand is not the ideal place to come hiding when you have embezzled money or acquired wealth illegally and want to put it in offshore accounts. It is in fact among the worst places to invest in.

The company, Cone Marshall has always adhered to and will always adhere to the set standards highest values when it comes to being transparent about tax and trusts. The one thing they assure all their clients is complete openness and honesty about international tax laws and trust law.

How Does Richard Blair Offer Financial Advice To His Customers?

Every customer who comes to Richard Blair for help needs to be sure that they ask for the most current financial advice available. His company is prepared to offer customers the help they need to retire correctly, and his company knows how to show people unique ways to make money in retirement. The people who want to make money in Retirement really want to be sure that they have learned how to manage their money in a smarter way.

Richard Blair has been running Wealth Solutions for several years, and he believes that he has a formula that will work for any of his clients. There are several ways for people to make money once they choose to retire, but there are several more ways for these people to plan for the future. That is why people need to work with Richard Blair, and they need to allow him to figure out what is going on with their personal finances.

It can be very simple for people to learn how to invest for retirement, and they can turn their retirement dreams over to Richard Blair. There are many people who come come to see what is possible with their money, and they might even got some easy things that will be able to raise money. The clients might learn to rent a space, and the clients might even learn how to manage their money on their own.

They will also learn how to manage their money based on world events that they observe. Someone who understands how to watch out for their own money has a better chance of retiring, and Wealth Solutions will make sure that the clients are informed of the status of their cash. Richard Blair creates the reports, and he makes sure that all his clients feel like they are learning about their money and making money at the same time. The money that is made is used for retirement purposes, and it can change the lives of the clients. Richard Blair started Wealth Solutions to help his clients, and he has many today who believe in his formula for success.

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The Rise Of A Venezuelan Entrepreneur

The bright start of David Osio’s career was a clear indication that he would succeed in almost everything that he put his hands on. Twelve years after graduating from the Catholic University of Andres Bello, Osio found Davos Financial Group. http://www.officialdavidosio.com/

Osio was a hard working student who produced good results all through his high school life. This earned him a chance to join the Catholic University Andres Bello, a leading university in Latin America. He enrolled in Advanced Management Program and graduated four years later with an undergraduate degree.

Unlike other graduates, his outstanding performance at the University enabled him to start his career straight at management level. He joined OPED Enterprise in 1981 as both the president and chief executive officer. While still at OPED Enterprise, he secured an executive position at the LETCO Commercial Properties. He worked at the two firms until 1984 when he quit to start practicing law.

Osio began his law career at MGO, a law firm located in Caracas. At the firm, he specialized in banking law, which gave him the opportunity to work with many top banks in Venezuela including Consolidated Bank. His broad knowledge of banking law and experience as a banker enabled him to succeed in his career.

History of success and hard work continued to open more doors for the young professional. Banco Latino International (BLI) appointed him to lead their Private Banking Division in Miami. He worked at that position for two years before Banking Commercial appointed him as their vice president. Osio strengthened the bank’s international position and increased the value of its customer portfolio.

After 12 years of working for other businesses, David Osio had gained experience and expertise needed to start his firm. In 1993, he left Banking Commercial and founded Davos Financial Group. The new company specialized in providing financial advice to businesses and individuals in Venezuela. The business grew faster and employed many financial experts.

As the firm grew, it generated more money for Osio who reinvested the money to start many companies. These investments have enabled him to become one of the wealthiest people in Venezuela. Osio continues to serve as the chief executive officer of the financial group. Apart from developing his companies and providing financial advice to his clients, Osio participates in events aimed at enhancing the livelihoods of different communities. He is associated with non-profit organizations such as Fundana Foundation, Miami Symphony Orchestra, EPK Foundation and Saludarte Foundation. http://www.slideshare.net/davidosio

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Wealth Solutions – Richard Blair

Wealth Solutions is a registered investment advisory firm, founded by Richard Blair. The services that are offered through the company are Wealth Management, Financial Planning and Retirement planning. Wealth Management includes the creation of a investment portfolio, which allows an appropriate diversification that is based on the client’s individual need’s and goals. This includes a variety of both traditional and alternative investment courses. It is believed by Richard that the true key to successful wealth management is collaboration. A few things that have been found through clients doing wealth management, is that the clients have personal and unique investing goals, seek the advice they can trust, want a customized solution, not just a generic product, and other important points. In the creation of Financial Planning, it is beneficial to help the client to establish short term and long term goals, as it relates to their life. This includes determining the value of their assets, liabilities, and to evaluate their financial position. It also includes paying close attention to the client’s retirement plan, including the goals and objectives. Comprehensive financial planning is not only limited to retirement or estate planning, but also includes college planning. Retirement Planning is also an important aspect of Wealth Solutions, as it should be made clear that this is not just something that should be dealt with later in life. Many of the client’s that have worked with Richard, have accumulated assets, but are not sure how to plan an effective retirement plan, or even where to start. However, it is important to have an effective retirement plan that is essential for clients to keep up their lifestyle after retirement. Other items included in Wealth Solutions is Resources, Events and Client Concierge.

As the financial advisor for Wealth Solutions, which is located in Bee Cave, Texas, Richard Blair has over 24 years of experience. He has the following registrations of Investment Advisor and a Certified Financial Planner. As an Investment Advisor, he is a person who is paid to provide advice about securities within finances. And with Financial Planner Certification, this is what allows him to provide financial advice. Richard also enjoys being challenged in helping others to accomplish their own financial goals.

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